What We Do

COMMERCIAL INSURANCE SOLUTIONS

Developed with specific segments in mind, aligning relevant coverages from top-rated carriers, robust services from our insurance partners and Distinction Risk to ensure you have the right insurance in place at the appropriate price for you.

 

As an insurance client of Distinction Risk Solutions you'll have access to services designed to improve the assessment and rating of your overall risk profile and by doing so may have the opportunity to improve the coverages available to you and the prices you pay for those coverages.

 INSURABLE RISK ANALYSIS & MITIGATION CONSULTING

While our preference is to partner with you to understand your business and risks to develop insurance solutions and place coverage with strong insurance carriers D.R.S. represents; if you are simply looking for a second professional opinion concerning your insurance policies and associated coverage we can assist you there as well.

  • Coverage gap analysis - current P&C policy coverage scope vs. potential business risks and obligations 

  • Coverage comparison analysis - Current policies vs. newly offered policies

  • Workers Compensation experience modification factor analysis - claim driver analysis , risk classification impact

  • Insurance program structure recommendation and cost review  - deductibles, limits and structure, rate movements compared to your loss history, business practices and industry environment

 

PERSONAL INSURANCE SOLUTIONS

  • Homeowners Insurance and Personal Liability

  • Personal Auto

  • Motorcycle

  • Recreational Vehicle

  • Watercraft

  • Personal Umbrella

  • Scheduled personal property (Jewelry, fine art & more)

  • Flood

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Need more details? 

We are here to assist. Contact us by phone, web, or email.